As the credit card companies don’t like to give anything away for free, these type of cards are quite rare but they do exist. The American Express Platinum Card has always been a popular choice when searching for these type of cards. At the time of writing this they offer 5% cashback for the first 3 months of the card up to a total of £4,000.

Cashback cards are really aimed at those who clear their balances in full every month as the rates that are charged on these cards is quite high. Amex is currently charging 18.9%. There are other cars out there that also offer cash back like Barclaycard, Egg and MBNA. The Citi Shell Mastercard has an attractive 3% cash back on fuel spending, they have a rate of 16.9%